Icici Coral Visa Platinum Credit Card Benefits (2023)

FAQs

What are the disadvantages of ICICI Coral credit card? ›

Considering the card features in this case, I will focus more on the drawbacks. High Annual Fee Waiver – The fee waiver is set too high at Rs 1.5 Lakhs for this card. Rewards System – The low earning rate of rewards along with PAYBACK does not make this card lucrative at all.

ICICI Coral Credit Card is a good option for you if you are new to credit cards and looking for a card with a low annual fee of Rs. 500. Though the card offers benefits across rewards, airport lounges, and movies, the benefits are scattered yet very limited.

ICICI Bank Coral Credit Card. With the ICICI Bank Coral Credit Card you can earn up to 10,000 payback points every year. You also enjoy complimentary access to the airport and railway lounges and movie ticket offers.

Both the cards are highly affordable and are targeted at people who are not having much experience in the field of credit cards. However, the Coral credit card comes with a few more advantages as compared to the Platinum Chip Card, but it charges a higher annual fee as well.

Meanwhile, a platinum credit card is typically a provider's top-tier rewards credit card that comes with benefits that you normally wouldn't find on a standard or gold card. These cards typically have higher interest rates and are thus geared toward individuals who are able to pay off their balance in full each month.

ICICI Bank launches new super-premium credit card 'Emeralde' with host of exclusive features; annual benefits estimated to be around Rs. 3 lakh.

Best Premium Credit Card: HDFC Diners Club Black Credit Card

HDFC Diners Club credit card is one of the elite and premium credit cards with a range of premium benefits with standard membership of elite clubs with advanced saving values.

The card also earns 5x points on flights purchased directly with the airline or with Amex Travel (up to $500,000 per year) and on prepaid hotels booked with Amex Travel. As you can tell, there's lots to love about the Amex Platinum card, which is generally the second-highest level of card available through Amex.

What is the limit of platinum card? ›

The credit limit of a platinum credit card will depend on the applicant's credit history, income, and debt. Seeing "platinum" in a credit card's name does not guarantee a high limit, as minimum credit limits for unsecured platinum cards typically range from $300 to $5,000 or more.

A Visa Platinum/Visa Signature/Visa Infinite card is enough to enter. You'll need to inform the lounge staff that you are a LoungeKey member. A boarding pass and a form of identification are also required. The name on your card, the boarding pass and the ID must match.

4. Does the ICICI Coral Card have lounge access? Access to ICICI coral credit card lounges is limited to domestic railway lounges in India, with one complimentary visit each quarter.

Up to 2 Reward Points on every Rs. 100 spent . Complimentary domestic and international lounge access every year.

The first-time user can apply for ICICI lifetime free credit cards online as they offer decent rewards and do not cost much to the user. There are three types of ICICI lifetime free credit cards available for the customers: ICICI Bank HPCL Coral Credit Card.

These high interest rates, and how quickly they can result in mounting debt balances, are some of the biggest downsides of credit cards. But if you can pay your balance down in full and on time, there are plenty of benefits too — like the convenience, valuable perks and rewards and added consumer protections.